Mountainside Capital Team

AllCap Participation Fund Joel Flig

Joel Flig, President

In the 40+ years since he obtained his BBA in Finance from Baruch College, Joel’s primary focus has been dedicated to solving the financial needs of small and middle market companies. His career highlights include founding an Investment Banking Firm, holding executive level business development roles including running an asset based lending group and managing a full sales team, serving on several credit committees and boards in a senior capacity for various banking institutions, and being the Executive Vice President of Allied Affiliated Funding, L.P.

As a commercial lender, he excelled in originating asset based lending and factoring facilities while building long lasting relationships throughout the commercial finance industry. As an investment banker, he structured facilities including debt and equity combinations to infuse liquidity into companies, businesses in almost every industry across the nation with financing needs of as little as $100,000 or as high as $20MM have benefited from Joel’s unwavering ability to obtain and/or directly provide them with working capital.

Joel’s impressive work ethic and technical expertise in credit and financial analysis with lasting client and referral partnerships, make him the guy you hope to have on your side if you are looking for working capital solutions. That’s why Joel is simply the obvious choice to lead and grow Mountainside Capital.


Debra Zukonik, Chief Credit Officer

Debra Zukonik will provide the services of Chief Credit Officer through our strategic partnership with Dare Capital Partners, LLC, who provides professional outsourced back-room operations expertise through an innovative participation model.  Utilizing the BRS program from Dare enables Mountainside to provide the widest range of options available for our clients with the best level of service to help them achieve success.  

Debra is a well-known, highly respected leader in the factoring industry with over 30 years of experience.  She was the President and Partner of Vertex Financial, a leading Texas-based factor, from 2001 to 2017, where she remained as President and board member following its sale to a Texas bank.  Prior to Vertex, she served in progressive and more senior roles at Riviera Finance, and Fidelity Funding Financial Group. Zukonik is particularly known for her risk management expertise and is a frequent speaker and moderator for both the International Factoring Association (IFA) and the Commercial Finance Association (CFA).

Ms. Zukonik has served on the Board of The American Factoring Association since its inception in 2009 and has served multiple terms on the board of the IFA as well as the Executive Committee of the CFA Board of Directors. Zukonik has been quoted in various publications and is considered a subject matter expert, helping the IFA develop and launch the first Account Executive certification program in the factoring industry.  She authored the first commercially available Operations’ manual for the factoring industry and co-founded FactorHelp Inc., a company that provides consulting services and products to the factoring companies nationwide.


AllCap Participation Fund David Lau

David Lau, COO/CTO

David is often referred to as our Technology Guru and for good reason. Truth is, he brings much more to the table than that.

An undergraduate degree in Electrical Engineering from Virginia Polytechnic Institute and graduate work in Computer Science at SMU brought David to an 18 year career as a Senior Systems Engineer/Senior Member Technical Staff at Texas Instruments.

David used his considerable experience working on domestic and international projects such as customer interfacing, project management and product life cycle management, and his expertise in industries ranging from telecom to financial and defense as a springboard for his next opportunity. He went on to co-found and lead a start up venture achieving the $1 million revenue mark after only 18 months. He repeated that success as the co-founder of another company bringing in revenues of over $2 million in a short time frame.

David claims he’s no economist, yet he’s an avid follower of certain economic indicator historical trends. Periodically, he authors reports sharing this data in a way that is easy to read and understand.

AllCap Participation Fund Lisa Hirmon

Lisa Hirmon, Office Manager

Lisa is the person that is responsible for keeping all of the back office of Mountainside Capital running.

She has over 30 years of experience in Office Management, Accounting, Inventory Management, Human Resources as well as setting up a computer or desk if needed. Lisa has been involved with companies as small as 2 or 3 people or up to 100+. She has supervised a staff of 15 when she was in inventory management and accounting. The companies were up to 100 million in sales which included distribution, financing, marketing, advertising and banking in her 30 years of experience.

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